Your financial life plan working for you.
When your values and vision for a fulfilling life are the foundation of your financial plan, and you decide on the strategies that work for you, you’re living the dream – life aligned®
Secure your future then reach for the stars
Grow Your Wealth
Picture doing exactly what you feel most passionate about. Sailing across the South Pacific. Running your own business. Writing your book. Retiring on your own terms, because your finances have been organized to make it happen.
Protect your family
A new family home, your children free to choose any college they desire and financial security for your spouse. There are significant milestones to be celebrated as priorities change over a lifetime.
Reduce your stress
Sit back, relax, and focus on what brings you joy. When your financial life plan is in place you can rest assured that you will be prepared to handle whatever life sends your way.
INTEGRATED PLANNING SERVICES CENTERED AROUND YOUR VALUES
VALUES AND VISION
All planning services stem from the most important part of your plan – your values and vision for a fulfilling life.
ASSET MANAGEMENT
Asset planning and management connect your life vision, goals and values, inspiring you to stay focused and on course as you build and maintain your wealth.
CASH MANAGEMENT
Your clarity about how you want your life to unfold enables you to manage your spending on a daily basis – in line with your priorities.
TAX PLANNING
For many people income taxes represent your largest single expenditure, so income tax planning plays an important role in helping you achieve your financial objectives.
ESTATE PLANNING
Creating a legacy through your estate requires thoughtful planning. Even small things done in strategic ways can have major impact.
PROTECTION PLANNING
Insurance is one of the most powerful financial planning tools available. It is also one of the least understood in terms of its potential.
INVESTMENT SERVICES
We are able to provide a wide variety of investment choices including GICs, segregated/insured funds. Also mutual funds, ETFs, stocks, and bonds, and a broad range of alternative investments and strategies through Fraser & Partners Investment Services.
Retirement/Fulfillment PLANNING
Providing for your income after you leave your career or fulfilling one of your dreams is where the full integration of our Life Aligned® planning is realized. Your vision, values, desires, and life circumstances combine with individualized financial planning for cash management, investment planning, risk coverage, tax planning, plus family and medical expenses that all contribute to your enjoyment of life.
Designing your plan together
Establish your values & Vision
Your values and priorities are the foundation of your life plan. When you are clear about what is most important to you, i.e. what makes your life meaningful, you are inspired and energized to take the actions that move you toward your life vision.
Review your current financial picture
Compiling your financial data creates a clear understanding of your financial picture. This enables you to make informed decisions based on actual facts and figures.
DESIGN YOUR STRATEGY
Using “what if” scenarios you develop with your planner, you will be able to test the financial impact of different decisions. It’s your life, we’re not going to tell you how you should live it. You select the outcomes that are right for you.
Spring Clean 2023
We’re ordering additional secure recycling boxes. We will supervise the shredding of your confidential documents and ensure they are recycled to minimize our environmental footprint.
Income Tax Filing Deadline for 2022 Tax Year
According to CRA, the personal income tax filing deadline for the 2022 tax year is May 1, 2023 (normally the date would be April 30, but it falls on a Sunday this year).
Your Complete Annual Guide to TFSA Contributions
QUICK OVERVIEW: WHAT IS A TAX-FREE SAVINGS ACCOUNT (TFSA)? First introduced in the 2008 Federal Budget by then Minister of Finance, Jim Flaherty, the TFSA was made available to Canadian residents...
Can you spot a scam before it’s too late?
Leading into tax season, you may see a few more calls or important messages from “CRA” (wink, wink). But, getting caught up in a scam is no laughing matter. Can you spot a fraudulent call or email before it’s too late?
When can you expect to receive your tax slips and receipts?
Below are lists of the most common tax slips and receipts we encounter during tax season and time frames that you can expect to receive them. Tax Slips The following chart outlines the filing dates...
January 1 – March 31, 2023 – Prescribed Interest Rates for Q1
CRA publishes prescribed interest rates each quarter. If you are in arrears to the government, for example, late paying your income tax instalment, you will be charged interest.
Your Comprehensive Guide to Estate Planning
Estate planning is an important component of your overall financial life plan. It draws upon your values and how you can fulfill some of your lifelong goals.