Integrated Services

We are available to assist you with a range of financial decisions throughout the year, whether it be deciding when you can afford to retire, if you should renegotiate your mortgage, if you need additional medical coverage, what insurance you need for your business, or how you can distribute your assets in the most tax efficient manner.


Insurance is one of the most important, powerful financial planning products available, yet is also unfortunately the least understood in terms of its potential.

Protecting your assets and providing for your income and family in a cost effective, tax efficient way is paramount to an integrated plan that is Life Aligned®.  Addressing financial risks takes the ‘what if’ thinking off the table, provides solutions and allows you to focus on ‘what is’.

Insurance products that fit your personal cash flow, as well as your short-term, long-term, and immediate needs fall into many categories that fill various needs in the planning process:

  • Life
  • Disability
  • Critical illness
  • Long term care
  • Liability
  • Business overhead, partnership and succession
  • Health insurance plans, including Private Health Services Plan (PHSP)
  • Travel insurance and more

We are affiliated with PPI and Financial Horizons Group which provide us as an independent insurance broker and financial advisor, access to Canada’s major insurance companies. The insurance review process takes into consideration your existing insurance and identifies any gaps and opportunities that may exist. Recommendations are then provided based on your unique circumstances, goals and values.