The Manulife Vitality Program initially launched in 2016, rewards policyholders for living healthier lives. With this purpose in mind, it tracks lifestyle choices made by the policyholder using technology. Until now, the program was only available on family term life and individual health products. As of mid-November, Manulife will make its Vitality program available to all new Universal Life customers and as of 2023 participating Whole Life policyholders.
CRA publishes prescribed interest rates each quarter. If you are in arrears to the government, for example, late in paying your income tax instalment, you will be charged interest.